My Money Week 2026 · 15–19 June

Manage Money.
With confidence.

My Money Week is 15–19 June 2026 — a UK-wide moment for getting children confident with money. Whether your child’s school marks it or not, here’s how to bring the same six skills home: earn, save, spend wisely, budget, spot scams, plan ahead.

About this week

What this week is about

Five days, six modules. Run them at home in the order shown, or pick the ones that fit your family. By Friday, your child has picked one small money habit to keep going — their Money Pledge for the month.

💰
Mon

Earn It

Where money comes from. Time + skill + value. Money is a swap, not magic.

🏦
Tue

Save It

The Two Jars game: SPEND NOW vs SAVE FOR LATER. Future-you thanks present-you.

🛒
Wed

Spend Wisely

The wants-vs-needs sort. The single most useful idea in money. Argue it out.

📊
Thu

Budget Boss

The £100 family-budget challenge. Real maths, real surprises, real choices.

Fri

Pledge

Each child writes one small money habit they’ll keep going for a month.

For your child · for life

Manage Money at home

Money confidence doesn’t come from one school week — it comes from what happens at the supermarket, at the cashpoint, and around the dinner table, day after day. Four practices that will outlast My Money Week. Mapped to the Future Skills Passport.

💰
Module 1 · Earn It

Where money actually comes from

Most children think money “just appears” from a card or a phone. The biggest unlock is helping them see money as a swap for someone’s time, skill or effort. It’s the foundation everything else is built on.

💰 Try at home
  • The job-swap chat: at dinner, ask “what does each grown-up in our family swap for money?” Time. Skills. Knowledge. Make it visible.
  • Earning your own: agree one job your child can do for £1–£2 a week (not a chore — a job). Wash the car. Walk the dog. Real swap, real coin in their hand.
  • Show the cashpoint: next time you draw cash out, talk through what just happened. The number went down. The cash came from work you did. No magic tree.
🏦
Module 2 · Save It

The save-spend-share split

Saving on its own feels like deprivation. Saving as part of a three-jar split — SPEND, SAVE, SHARE — feels like control. It’s the simplest framework children grasp instantly and use for decades.

🏦 Try at home
  • The three jars: set up three labelled jars, tubs, or envelopes. Every bit of pocket money or birthday money gets split — even if it’s 60p / 30p / 10p. Habit > amount.
  • Pick a savings goal: a small dream with a deadline. A toy. A book. A trip. Visible progress chart on the fridge. Watching it grow is half the magic.
  • Share day: once a quarter, the SHARE jar gets used. Family chooses where it goes — charity tin, helping a friend, school book sale. Generosity is a learnt habit too.
🛒
Module 3 · Spend Wisely

Wants vs needs — the question that changes everything

The single most useful idea your child will learn this year. Once a child can name the difference, every shop trip, advert and pester-power moment becomes a thinking moment instead of a feeling moment.

🛒 Try at home
  • The supermarket challenge: at the shop, ask your child to spot one need and one want in the trolley. Not to remove anything — just to notice the difference.
  • The 24-hour rule: if they ask for something non-urgent, say “let’s think about it for a day.” Most wants fade in 24 hours. Most needs don’t. Brilliant teacher.
  • Ad-spotting on the school run: point out billboards. “Are they selling a need or a want?” Children get sharp at this surprisingly fast.
🔍
Module 5 · Money Detectives

Spotting the trick before it works

Children are growing up surrounded by in-game purchases, “limited offers” and influencer ads. The skill isn’t avoiding it — it’s seeing the trick. Once you can see it, it loses most of its power.

🔍 Try at home
  • The “urgency” test: any time a screen says “limited time” or “only 3 left,” ask your child “why do they want me to hurry?” Slow down = better decision.
  • The in-game purchase rule: agree one rule together (e.g. always ask before any in-game purchase, no exceptions). Rules are easier to keep than judgements.
  • The “sponsored” spot: watch a YouTube clip together and look for the words “sponsored,” “ad,” or “gifted.” Once they see it, they see it everywhere.
For you

Four habits that make money easier to talk about

You don’t need a finance degree, a perfect family budget, or a savings spreadsheet. You just need these four small adjustments to how you talk about money around your child.

🗣

Talk about it openly

The biggest gift you can give your child financially is a home where money is normal to discuss — not shameful, not secret. Talk about why something costs what it does. Share that you’re saving for X. Money chats build money confidence.

🧠

Show your reasoning

When you make a money decision, narrate it. “We’re not buying that one because we already have a coat — that’s a want, not a need.” Children copy reasoning more than they copy rules.

🔐

Boring is the goal

Money habits are unsexy on purpose. The same three jars every week. The same “let’s think about it for a day” rule. Predictability beats willpower — and it builds the muscle that lasts decades.

🎉

Celebrate small

10p saved. One want spotted at the shop. A scam they questioned without you prompting. Name it. Acknowledge it. Confidence with money is a stack of tiny moments — not a one-off lecture.

Six questions

Conversation starters for the dinner table

Use any one of these on the school run, over dinner, or at bedtime this week. Print them, screenshot them, or just remember the one that grabs you.

Question 01

If you had £5 right now, what would you do with it — and why?

Question 02

What’s one thing you’d save up for if you really wanted it?

Question 03

Can you name one thing you’d buy that’s a need? And one that’s a want?

Question 04

What’s a job a grown-up does that you think is really useful? Why?

Question 05

Have you ever seen something online that wanted you to buy it really fast? What did you do?

Question 06

If our family had £10 to share with someone who needed it, who would you choose?

If money chats feel awkward

Starting from scratch with money? You’re not alone

Most parents weren’t taught much about money themselves — and that makes the “what do I even say?” feeling completely normal. The good news: starting any conversation is what matters, not having all the answers. Three free UK services that can help:

MoneyHelper Government-backed, free, no advice that profits anyone but you. moneyhelper.org.uk
Young Money Free schools and family resources from Young Enterprise. young-enterprise.org.uk
MoneySavingExpert Martin Lewis’s plain-English money guide. moneysavingexpert.com
For class WhatsApps · PTA emails · school newsletters

Tell your school

If your child’s teacher would find this useful, it’s free for any UK primary school to share. Below is a paste-ready snippet for your class WhatsApp group, the PTA email, or the school newsletter.

Paste-ready snippet Hi all — for My Money Week (15–19 June), Spark2 Education has a free at-home pack: spark2.org/at-home/manage-money.html. Four daily practices to do with your child — the save-spend-share jar split, the wants-vs-needs supermarket spot, the 24-hour rule, and the “urgency” test for spotting tricks online. Reception–Year 6. Free, no signup needed.
Email the snippet to a parent →