My Money Week · returns June 2027

My Money Week.
The 2028-ready version.

A free, ready-to-run primary classroom kit for My Money Week 2026. Five daily themes covering Manage Money’s six modules — Earn, Save, Spend, Budget, Money Detectives, Future Finance — with an assembly script, KS1 and KS2 activities, a parent letter and a financial-literacy resources directory. Print, copy, adapt — or just open it on your IWB and run.

Open the 5-Day Plan → Skip to Assembly Script
My Money Week 2026
Monday 15 June — Friday 19 June
Spark2 angle
Manage Money — six modules, whole school
EYFS – Y6Whole-school ready
5 daysOne module per day
~14 minsAssembly script (10 slides)
FreeNo sign-up needed
Spark2 Manage Money workshop in action
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The 5-Day Manage Money Plan

One module per day. A small, concrete action that fits in any classroom. Five days that change a habit.

Mon · Day 1

Earn It

Module 1 of 6

Where money actually comes from. Work, time, skill, value. Children learn money is earned — not magic, not endless.

Try this: The “jobs jar”. Every child writes one job adults do and one job kids could do. Pair them with a fair price. Discuss.
Tue · Day 2

Save It

Module 2 of 6

The save vs spend decision. Why future-you thanks present-you. Saving as a goal, not a punishment.

Try this: The Two Jars. £5 in a child’s pocket. Two jars on the table: SPEND NOW, SAVE FOR LATER. Each child decides the split — and gives a reason.
Wed · Day 3

Spend It Wisely

Module 3 of 6

Wants vs needs. The most useful idea in money. Decisions get easier the moment children can name the difference.

Try this: Wants vs Needs sort. 20 cards, two columns. Trainers, water, phone, shelter, sweets, school, internet, jumper. Argue it out.
Thu · Day 4

Budget Boss

Module 4 of 6 · Flagship

The flagship challenge. Children run a household budget for a week with a fixed pot — and live with the consequences.

Try this: The £100 week. Tables get a pot of pretend £100, a list of weekly costs (food, bills, treats, surprise repair). Make it work.
Fri · Day 5

Future Finance + Pledge

Modules 5+6

Spotting scams + the Money Pledge. Each child picks ONE small money habit they’ll keep going for the next month.

Try this: Pledge cards children take home. “I will ____ with money this month.” Family signs it too. Photos for the parent newsletter.
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Assembly Script — reads from the slides

Whole-school assembly to launch the week. ~14 minutes, mapped slide-by-slide to the classroom presentation. KS1 + KS2 together.

10 slides · ~14 minutes · Reception–Year 6
Slide 1
~1 min

Welcome & introduce the week

Open with the title slide. Read the hero copy.

“Good morning. This week is something special — it’s called My Money Week, and it happens once a year all around the country. We’re going to learn how money actually works. Where it comes from. What it’s for. And the two questions that make every money decision easier: do I need this, or do I want this? Five days. One amazing skill that lasts a lifetime.”
Slide 2
~1.5 min

What is money, really?

Show the six modules: Earn, Save, Spend, Budget, Detectives, Future. Body-as-machine for money.

“Money is just a tool. It swaps your time and effort for the things you need. There are six big skills to manage it well. Earn. Save. Spend wisely. Budget. Spot tricks. Plan ahead. Get good at those six and you’ll never feel lost about money. Get bad at any one of them and life gets stressful fast.”
Slide 3
~1.5 min

Module 1: Earn It

Where money comes from. Time + skill + value. Money is not magic.

“Money doesn’t fall from the sky. It comes from people doing useful things. A doctor swaps their skill for money. A baker swaps their time. A teacher swaps everything they know. The more useful what you do, the more people will swap money for it. That’s why school matters — you’re building the skills that future-you will swap.”
Slide 4
~1.5 min

Module 2: Save It

Save vs spend. Future-you thanks present-you.

“Saving is just being kind to future-you. Imagine you get £5 pocket money each week. You could spend it all on sweets — gone in 10 minutes. Or you save half — £2.50 into the jar every week. After a month you’ve got £10. Keep it up all year and that’s £130. By Christmas, you can buy something that really matters. Saving isn’t about not having fun. It’s about choosing bigger fun later instead of smaller fun now.”
Slide 5
~1.5 min

Module 3: Spend It Wisely — wants vs needs

The most useful idea in this whole week. Wants vs needs — the difference, with examples.

“Here’s the most useful idea you’ll learn this week. There are needs — things you literally cannot do without. Food. Water. Shelter. Warmth. And there are wants — things you’d like, but you’d still survive without. The new trainers. The latest game. Both can be brilliant. But needs come first. Wants come after, when there’s enough to share with both.”
Slide 6
~1.5 min

Module 4: Budget Boss — making it work

Budgeting in plain language. Money in vs money out.

“A budget is just a plan for your money. It says: this much is coming in. This much needs to go out. What’s left over goes to wants, or savings, or sharing. Adults who don’t budget often run out before payday. Adults who do budget feel calmer about money — even when they don’t have a lot. The skill is the same whether you’ve got £5 pocket money or £5,000 a month. It’s a habit, not a sum.”
Slide 7
~1.5 min

Real Story — Martin Lewis

Bring it home with the Martin Lewis anchor. Money saving + financial education campaigner.

“You might have heard of someone called Martin Lewis. He’s on the telly a lot. He’s spent the last twenty years doing one job: helping ordinary people in this country understand money. He says it shouldn’t be a secret — that knowing how money works should be taught in every school. He’s saved millions of families thousands of pounds, just by explaining things clearly. The lesson from his story? Money is really just maths plus confidence. You’ve got the maths. This week we’re building the confidence.”
Slide 8
~1.5 min

Try It Together — the Wants vs Needs vote

Lead the whole school in a quick wants-vs-needs vote. Hands up. Big participation moment.

“Let’s try it right now. I’m going to call out something, and you decide — need or want? Hands up high for need, hands down low for want. Water. (need) Trainers. (could be either!) Phone. (it’s a want, even if it feels like a need). Food. (need) Sweets. (want) A coat in winter. (need). See how quickly you got good at that? That’s the muscle that makes every money decision easier for the rest of your life.”
Slide 9
~1 min

Your Pledge This Week

Walk through the 5-day plan. Each child commits to one small action.

“Here’s your mission this week. Five days. One small money habit you’ll start. Monday — learn one new way money is earned. Tuesday — save 10p of your pocket money or lunch money. Wednesday — spot one want and one need every day. Thursday — help plan a family shop and stick to a list. Friday — pick one money habit to keep doing for a whole month. Small actions. Every day. That’s how confidence with money is built.”
Slide 10
~1 min

Mission Complete — pick one for today

Send children back to class with a single action commitment for the day.

“Earn. Save. Spend wisely. Budget. Spot tricks. Plan ahead. Six skills. The most useful tool you’ll ever own — and you’re building it right now. Before you go back to class, pick one small money thing you’ll do today. Save 10p. Ask one grown-up where money comes from. Spot the difference between something you want and something you need. That’s how being good with money starts.”
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Classroom Activities

Two ready-to-go activities per phase. 25–45 minutes each. Materials are basic — paper, pens, play money, food packaging.

KS1 · EYFS–Y2

Coin Sort & Swap Shop

Time: 25 minutes · Day: Best on Mon (Earn It)

Children handle real coins (1p, 2p, 5p, 10p, 20p, 50p, £1, £2), sort them by size and value, then run a tiny swap-shop where stickers, fruit, and pencils have prices.

  1. Pour out a tray of mixed coins per group. Children sort — smallest to largest, then by colour, then by value.
  2. Reveal each coin’s value. Note: bigger isn’t always worth more (5p is smaller than 2p!).
  3. Open the swap shop. Six items, marked prices, real coins. Children buy one item with the right coins.
  4. Discussion: where did the money come from? (A grown-up earned it, swapped it for time at work.)
Materials: A tray of mixed coins per group (or play money), 4–6 small items with price tags, a “till” (any tin).
KS1 · EYFS–Y2

Wants vs Needs Cards

Time: 30 minutes · Day: Best on Wed (Spend It Wisely)

Children sort 20 picture cards into two columns — NEED and WANT. Then they argue the borderline ones, which is where the real learning happens.

  1. Show the two columns on the board: NEED (we’d be poorly without it) and WANT (we’d like it but we’d be ok).
  2. Each table gets 20 picture cards: water, sweets, coat, phone, shelter, trainers, school, scooter, food, telly, internet, sleep, holiday, jumper, pets, friends, books, toys, sandwiches, hat.
  3. Sort. Argue. Some will split tables down the middle. That’s perfect — reasoning matters more than the right answer.
  4. Each table picks their MOST argued card and explains both sides to the class.
Materials: Pre-printed picture cards (20 per table), or children draw their own. A laminated NEED/WANT mat per table.
KS2 · Y3–Y6

Budget Boss — The £100 Week

Time: 45 minutes · Day: Best on Thu (Budget Boss)

The flagship challenge. Tables run a household budget for a week with a fixed pot. They have to feed a pretend family of four, pay bills, and survive a surprise. Real maths, real consequences.

  1. Each table gets a budget pack: £100 in pretend notes, a fixed list of weekly costs (food £40, electric £15, water £5, transport £10, school clubs £5).
  2. Total the “needs” (should land around £75). Whatever’s left over goes to wants, savings, or sharing.
  3. SURPRISE CARD: halfway through, every table draws one. Boiler breaks (£30). Birthday party (£25). Free school trip (no cost). Adapt the budget.
  4. Each table reports back: what did they cut? What did they keep? Anyone end the week in the red?
  5. Key reflection: who chose savings? Who chose to share? What does that say about priorities?
Materials: Play money (£100 per table in mixed denominations), printed weekly-cost sheet, surprise cards (one per table), calculators optional.
KS2 · Y3–Y6

Money Detectives — Spot the Scam

Time: 30 minutes · Day: Best on Fri (Future Finance)

Children become detectives, examining real-world adverts, in-game purchase screens, and pretend texts to spot what’s genuine and what’s a trick. Critical thinking + money = a powerful combination.

  1. Show four examples on the board: a normal advert, an in-game “limited offer” pop-up, a fake delivery text, an “influencer” gift code.
  2. Each child labels each one: GENUINE, PUSHY, or TRICK. Discuss the giveaways — urgency, free, click here, login.
  3. Tables design their own “scam-spot poster” with three rules to teach a younger sibling. (e.g. “If it says urgent, slow down.”)
  4. Display the posters in the corridor. Real impact: younger years walk past these for the rest of term.
Materials: Print-outs of 4 advert/text examples (school-safe), poster paper, felt-tips.
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Parent Communication Template

A short letter you can send home Monday morning, or paste into the school newsletter. Tells parents what we’re doing and how to extend it.

Letter / Newsletter Insert

My Money Week at [School Name]

Dear Parents and Carers,

This week (15–19 June) is My Money Week. We’re using it to start something important: building children’s confidence with money. Five days, six modules: Earn It, Save It, Spend It Wisely, Budget Boss, Money Detectives, Future Finance.

Each day children explore one part through hands-on activities — a coin-sort and swap-shop, a wants-vs-needs sort, the £100 budget challenge, and the spot-the-scam detective poster. By Friday, every child writes their own Money Pledge for the month ahead.

Why this matters now: from September 2028, Citizenship — including financial education — becomes statutory in primary. We’re building the runway early so your child enters that world with confidence.

Continue the week at home:

We’ve put together a free at-home companion at spark2.org/at-home/manage-money.html. Four daily practices to do with your child — the wants-vs-needs habit, the save-spend-share split, the family budget conversation, and the “spot the trick” rule for online buying. Plus six conversation starters for the dinner table and a guide for parents starting from scratch with money chats. It’s aligned to the Manage Money skill in Spark2’s Future Skills Passport, so you can keep building habits long after this week ends.

Useful resources for parents also include MoneyHelper (free, government-backed advice), the Young Money education hub, and MoneySavingExpert.

With best wishes,
[Headteacher / PSHE Lead]

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Financial Literacy Resources

Trusted UK resources for primary schools and parents. Use alongside this kit.

MoneyHelper · MaPS

Free, government-backed money advice

The official UK Money & Pensions Service hub. Budget planners, savings calculators, parent guides for talking about money with children.

moneyhelper.org.uk →

Young Money (formerly pfeg)

Financial education curriculum hub

The Young Enterprise schools hub. Free planning frameworks, EYFS–Y6 lesson packs, the Quality Mark for financial education.

young-enterprise.org.uk/young-money →

My Money Week · Young Enterprise

Official My Money Week hub

The national campaign hub. Free downloadable resource packs by year group, plus the daily theme suggestions for the week itself.

young-enterprise.org.uk/my-money-week →

NatWest MoneySense

Free interactive money lessons 5–18

Lesson plans, films, and student games. Award-winning, age-tagged, classroom-ready. The 5–8 and 9–12 sections fit primary perfectly.

natwest.mymoneysense.com →

Just Finance Foundation

Lifesavers programme for primary

Faith-aligned but secular-friendly programme on saving, generosity, and money discipline. Free schools resource pack and assemblies.

justfinancefoundation.org.uk →

Bank of England Education

How money actually works

Lesson resources on inflation, banking, and the economy. Brilliant for KS2 stretch and to answer the “but where does money come from?” question.

bankofengland.co.uk/education →

Want more than a one-week kit?

Make Manage Money your My Money Week

Our “Manage Money” workshop is a whole-school day. A specialist facilitator spends the day with you. Every class — EYFS through Year 6 — gets their own age-appropriate session covering all six modules: Earn It, Save It, Spend It Wisely, Budget Boss, Money Detectives, Future Finance.

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2028Statutory ready
EYFS–Y6Age-appropriate
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